Training Connections: Additional Opportunities for NESTA Members
NESTA Education Support Staff
Do you need liability insurance? EVERYONE does…
You need liability insurance whether you work as an employee at a club or you work as an independent contractor/entrepreneur. By working as a trainer, you assume the risk of taking care of your clients by helping them improve and by not causing any undue harm.
If for some reason someone gets hurt under your supervision, and it is determined to be your fault, you can still be sued and your assets (income or property) will be in jeopardy. This is certainly true if you work for yourself. The only thing that protects you from being sued while working as an employee in a case of negligence is that the company probably has more assets so the lawsuit will be first taken up with the company. But it is always up to the injured individual and legal counsel to determine who will be sued. Protect yourself by knowing enough and caring enough to help and not hurt your clients, but protect yourself by getting liability insurance as well.
For more information on getting insured go to http://www.nestacertified.com/insurance.html. Check out the process and make the decision for yourself.
